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HAVE YOU HEARD THIS STATEMENT
FROM CLIENTS? 

We have all heard from our clients, "Let's wait until after...(insert event here) to discuss this."

But, the cost of waiting may affect their chances to get the coverage they want or need when it comes to Long Term Care Underwriting.
While money pays for the premium, the client's health buys the policy.

 

Check out the 3-minute video for what to say to clients to help them get coverage BEFORE something unexpected makes it impossible to do so. Tricia discusses:
 

  • How health affects underwriting

  • Waiting and the risk to LTC coverage options


Then contact me to find out what other resources are available to you in extended healthcare!

LIFE CARRIERS

At UMS, we know that families are your business.

Long Term Care plans can include generations. When the family is involved, you can be their go-to person for all their healthcare needs.

 

UMS wants to help you start the conversation and keep it going. With unlimited motivational support, our back office will serve you behind-the-scenes so you can focus on your clients.  UMS can offer you the following plus so much more: 

 

  • Custom Marketing Materials including a profile book

  • Personalized case consulting for your individual client needs

  • Conference calls with you and your client with a CLTC with over 15 years of experience in the LTCi field. 

  • The ability to explore all options for every client, including options without underwriting

     

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PROTECTION FOR THEM AND YOU

We are in the business of protecting our clients from everything - an early death, loss of income during a disability, estate taxes, running out of money during retirement, and more.

 

​But are you protecting yourself,

not from your clients, but from their heirs?


Watch the video
, where Tricia shares her thoughts on working with family members when it comes to the LTC conversation and how ensure you are protecting your clients and yourselves.

TOOLS TO HELP YOU

and your clients succeed!
French Dictionary
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Are you receiving the support, service and solutions
you deserve on your LTCI business? 

LTCI HELPFUL LINKS

WANT ACCESS TO MORE PRODUCER TOOLS?

If you want access to our vast array of online tools like quoting, forms, training, and marketing support right at your fingertips 24 hours a day, 7 days a week, it's easy.  Sign up to acess all our agent resources! 

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